Bean Grower Account
Bean Grower Accounts act as the initial and default account every user will start out with. These accounts are considered freemium as they are free to obtain.
These accounts contain rigid logic to ensure the platform remains sustainable and the user feels rewarded for their participation.
Users are permitted to withdraw only once every seven days.
If a user withdraws an amount equal to or exceeding 100% of their total deposit, they are taxed at 50%. The tax proceeds are allocated to the Developer Wallet.
Tax rates for withdrawals are as follows:
40% tax for withdrawals >= 80% of the total deposit
30% tax for withdrawals >= 60%
20% tax for withdrawals >= 40%
10% tax for withdrawals >= 20%
5% tax for withdrawals < 20%
Users can only withdraw a amount equal to 100% of their total deposits every 30 days.
A tax of 10% is applied to all deposits, increasing to 20% for deposits of 3 Solana or more.
Compounding and ROI Adjustments:
Users must deposit or compound once a day; otherwise, their ROI decreases to 50% until one of these actions is performed.
The base ROI is set at 1%, increasing by 0.10% for every 30 successful compounding actions (UI displays the number of successful compounding actions and the required actions to increase ROI).
The total ROI earned by the user will be transferred to their Level 1 Account upon platform upgrades.
Users can compound their earnings once a day (every 24 hours).
Each withdrawal removes one compounding point from the user's account.
Example:
If a user completes 90 successful compounding actions, their ROI increases to 1.3%.
Users can deposit up to 10 Solana every 30 days (UI shows monthly deposit amounts and totals).
Referral and Withdrawal Penalties:
The user’s referral link provides a 0.5% ROI for both deposits and withdrawals.
Users lose 10-15% of BEANS if they withdraw more than 50% of their total deposits (randomized loss).
Example: If a user deposits 3 Solana (equivalent to 3,000 BEANS) and withdraws 1.5 Solana, they will lose 5-10% of their BEANS.
5% loss = 150 BEANS
15% loss = 450 BEANS
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